Find The Right

Mortgage
For You

Custom Mortgages is here to help find the right mortgage for you. Covering the wider Berkshire area, our friendly professional team can help you on your mortgage journey.

Easy & Simple

Our mission is simple – provide a clear, transparent and simple process for our customers to achieve their goals of buying their own property. We believe in creating a strong, long term relationship by supporting you through your mortgage journey.

Quick Processing

Time is important to you so we have made it our aim to save you time and remove any complexity from your day to day life. We make your mortgage application as quick and easy as possible to ensure you achieve your goal.

Trustworthy

We are dedicated to providing an honest service and building a solid and trustworthy partnership with our customers.

About

Custom Mortgages

Buying a property as a home or investment is an exciting time, but as one of the biggest financial decisions you will ever make, it can be a stressful time.

Custom Mortgages can remove that stress and worry by finding a mortgage suitable to your needs and allowing you to focus on your exciting journey ahead. To ensure your journey is smooth and stress free, we will search the market to find the best product to suit your needs.

Our

Services

Commercial mortgages require a specific skill set and range of commercial contacts that can match the needs of the business depending on where they are on their financial journey.

Whether you are a first time landlord starting your investment journey or experienced portfolio landlord looking to maximise your investment, we can help and add value.

Our

Services

Commercial Mortgage Services

Commercial mortgages require a specific skill set and range of commercial contacts that can match the needs of the business depending on where they are on their financial journey.
Read More

Residential Mortgage Services

Whether you are a first time landlord starting your investment journey or experienced portfolio landlord looking to maximise your investment, we can help and add value.
Read More
Clients

Testimonials

FAQ

The Most Common Questions

What does a mortgage broker do?
A mortgage broker helps you find and apply for the most suitable mortgage deal by comparing offers from a wide range of lenders. They provide expert advice tailored to your financial situation.
Some brokers charge a fee, others are free to the client and receive commission from lenders. Always ask upfront about any fees and how the broker is paid.
Often, yes. Brokers have access to exclusive deals not available to the public and can negotiate on your behalf.
Yes, reputable brokers in the UK are regulated by the Financial Conduct Authority (FCA). Always check their registration on the FCA website.
This depends on factors like your income, debts, deposit size, and credit history. A broker can give you a borrowing estimate after assessing your financial details.

Typical documents include:

  • Proof of ID (passport or driving licence)

  • Proof of address (utility bill or bank statement)

  • Payslips (last 3 months)

  • Bank statements (last 3-6 months)

  • P60 and/or tax returns if self-employed

It usually takes 2 to 6 weeks from application to offer, and 8 to 12 weeks to complete the home purchase.
Yes, though it may be more challenging. A broker can help find specialist lenders who consider these situations.
  • Fixed-rate: Your interest rate stays the same for a set period.

  • Variable-rate: The rate can change depending on the lender or the Bank of England base rate.

It’s a statement from a lender saying they’re willing to lend a certain amount based on your finances. It’s useful when house-hunting to show sellers you’re serious.
Yes. Brokers can help you switch lenders or products to save money or release equity.
Yes, many brokers specialise in buy-to-let mortgages for landlords and property investors.
Yes. A higher credit score improves your chances of getting approved and securing a better rate.

As early as possible – ideally before you start house-hunting or when your current deal is ending.

Once accepted, your solicitor completes the legal work. The broker will keep you informed through to completion.
Latest

Blog Posts

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